Interactive judge challenge

Two clients, separate orders, three message channels. Change events and inspect the result. This is a separate sandbox with its own starting conditions; its changes do not update the overview below.

Open challenge →

Try the real model — edit a message → · Project story

Email + messaging · manager handover →

Language · Русский

Интерактивный пример · Статья · Передача дел

OWNER CONTROL ROOM · What needs your attention

Know what is owed.
Know what is real.

One decision queue for client commitments across email and messaging—without sending messages or moving money.

Fictional scenarios · Precomputed by the real local analyzer. Explore messages and decision evidence; no live mailbox or bank connection.

About PactSignal & product vision →

EXPLORE TWO FICTIONAL BUSINESSES
Photography studioRepair workshop

Northlight Studio

Photography · changes, approvals and payment evidence

A date changes →Extra work is not approved →One payment, two possible orders →

Same analyzer, different work. Open a case to see the original messages. All people, amounts and payment imports are invented examples.

Open agreed value: 1,810.00 EUR · 180.00 GBP · 560.00 USD · currencies and lifecycle states never get blended into a misleading total

NEXT BEST ACTION

Priority decisions

Exceptions first. Evidence one click away.

Trust boundary: an email that says “paid” is still not money. PactSignal changes the received total only after independent confirmation, and every result opens back to the exact correspondence.
Privacy and control

In the downloadable local application, mailbox analysis, SQLite storage and the bundled model run locally. This public overview is a precomputed fictional export; it does not import your mailbox. The core works with outbound network disabled. PactSignal never sends mail or moves money. Choose the mailbox folder or Gmail query you connect; remove the selected local database to delete the imported workspace. No telemetry is included in this build.

CLIENT CASE · ST-24

Rowan · Catalogue photography

Email · Telegram · WhatsApp · Internal handover

Owner: Nina · Latest update 12:00 · 5 linked events
Verify payment
AGREED300.00 EUR
CLIENT SAYS SENT300.00 EUR
CONFIRMED RECEIVED0.00 EUR
RESPONSIBLENina
NEXT ACTION · NINACheck independent receipt evidence before marking the payment received.

Current agreement

10 images · EUR 300 · Friday delivery

The extra 20 images and Thursday delivery were proposed, never approved, then withdrawn. Nina now owns the case.

Original agreement ↓ · Latest scope confirmation ↓

Unified history · 5 events · oldest first
  1. EmailClient · Rowan

    Agreement confirmed

    10 images · EUR 300 · Friday. This is the agreed scope.

    Read source message
    For order ST-24, I approve the 10-image package for EUR 300, delivery Friday.
  2. TelegramClient · Rowan

    Change proposed — not approved

    20 extra images and Thursday delivery are a request only. Original terms remain in force.

    Read source message
    Regarding ST-24: could we have 20 more images and delivery Thursday instead? Please quote first; the extra work is not approved.
  3. Internal handoverTeam lead

    Responsibility transferred

    Nina replaces Alex. The agreement stays unchanged; the pending request must be reviewed.

    Read source message
    Alex is unavailable. Nina takes responsibility for ST-24. Please review the email agreement and pending chat request before responding.
  4. WhatsAppClient · Rowan

    Payment claimed — not confirmed

    Client says EUR 300 was sent. No independent receipt is present; confirmed received remains EUR 0.

    Read source message
    ST-24: I sent the EUR 300 payment. Can you check?
  5. EmailClient · Rowan

    Extra work withdrawn

    The client keeps the original 10 images and Friday delivery. No extra work is authorised.

    Read source message
    For ST-24, keep the original 10 images and Friday delivery. Do not add the 20 images.

Why these messages belong together: explicit case reference ST-24 and a predefined demo identity mapping. Names alone are not used to merge conversations. Fictional example; no live messenger connection.

CLIENT CASE

Jonah Bell <jonah@mossdesign.example>

Product retouching · MD-09

Last message · 2026-10-14T09:00:00Z · 3 messages
Awaiting acceptance
AGREED240.00 USD
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONAgree the additional scope and price before doing more work. Financial status: delivered.
Extra scope not approved
Additional retouching is not yet approved
Explicit phrase · 2026-10-14T09:00:00Z · owner review required
Open correspondence (3)
2026-10-12T09:00:00ZAgreement

Jonah Bell <jonah@mossdesign.example>Product retouching · MD-09

We approve your quote for 240 USD for ten edited product photographs.

240.00 USD

Why PactSignal classified this · Evidence & model trace
We approve your quote for 240 USD for ten edited product photographs

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.3534,
  "margin_not_calibrated": 0.2256,
  "runner_up": "offer",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.19423
    },
    {
      "feature": "word: your quote",
      "contribution": 0.14252
    },
    {
      "feature": "word: quote for",
      "contribution": 0.14252
    },
    {
      "feature": "word: your",
      "contribution": 0.09617
    },
    {
      "feature": "word: quote",
      "contribution": 0.05644
    }
  ]
}
Body SHA-256 8bd22405da44056999dab9188efe1772b45586cfeee93b091159dbdbf1063f85
Event-chain SHA-256 498ef42a7723ec41fe622b38d13f4eba2327e24e62bd80150cf0530d36ef0be3
2026-10-13T09:00:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Product retouching · MD-09

The final ten photographs have been delivered for review.

—

Why PactSignal classified this · Evidence & model trace
The final ten photographs have been delivered for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.5916,
  "margin_not_calibrated": 0.512,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.16113
    },
    {
      "feature": "word: final",
      "contribution": 0.16113
    },
    {
      "feature": "word: have been",
      "contribution": 0.09877
    },
    {
      "feature": "word: for review",
      "contribution": 0.09877
    },
    {
      "feature": "word: delivered for",
      "contribution": 0.09877
    }
  ]
}
Body SHA-256 cd6c5ea914ca0bed935c86794200a136d3bcd821338d409cce724aaaf143e5df
Event-chain SHA-256 4e2217c8a9e47ed52dd4d1c9e26eb22772f899e3b95dcf063481a79ad5a2b7a1
2026-10-14T09:00:00ZAdmin

Jonah Bell <jonah@mossdesign.example>Re: Product retouching · MD-09

Could you also retouch twenty older images? Additional retouching is not yet approved. Please send a separate quote; keep the existing ten-image job unchanged.

—

Why PactSignal classified this · Evidence & model trace
Additional retouching is not yet approved.
Please send a separate quote; keep the existing ten-image job unchanged

Decision basis: workflow_rule

{
  "label": "agreement",
  "score_not_calibrated": 0.1596,
  "margin_not_calibrated": 0.0132,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: approved",
      "contribution": 0.14802
    },
    {
      "feature": "word: please",
      "contribution": 0.08866
    },
    {
      "feature": "word: quote",
      "contribution": 0.05406
    },
    {
      "feature": "char: age",
      "contribution": 0.01666
    },
    {
      "feature": "char:  a ",
      "contribution": 0.01495
    }
  ]
}
Body SHA-256 b10574f89e52f377ef2acde9b28230d91000f508957c1db8185e7477782d0ba6
Event-chain SHA-256 b9b8367bb761def5844a88bbf7dd1fcb70385cf80e451ce8a11ae66f53213903
Timeline & technical evidence: risks and integrity

Review signals

  • No configured risk triggered; review still required.
CHAIN HEAD b9b8367bb761def5844a88bbf7dd1fcb70385cf80e451ce8a11ae66f53213903
CLIENT CASE

Iris Chen <iris@cedarconference.example>

Conference portraits · CP-41

Last message · 2026-10-14T09:00:00Z · 3 messages
Accepted · no receipt
AGREED640.00 EUR
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONFollow up with the named payment contact; approval is not a receipt. Financial status: accepted.
Different payment contact
accounts payable handles the invoice; contact Alex at accounts@cedarconference
Explicit phrase · 2026-10-14T09:00:00Z · owner review required
Open correspondence (3)
2026-10-12T09:00:00ZAgreement

Iris Chen <iris@cedarconference.example>Conference portraits · CP-41

We approve your quote for 640 EUR for forty staff portraits. Please proceed.

640.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your quote for 640 EUR for forty staff portraits.

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.3653,
  "margin_not_calibrated": 0.2352,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.16866
    },
    {
      "feature": "word: your quote",
      "contribution": 0.12375
    },
    {
      "feature": "word: quote for",
      "contribution": 0.12375
    },
    {
      "feature": "word: your",
      "contribution": 0.08351
    },
    {
      "feature": "word: please",
      "contribution": 0.08036
    }
  ]
}
Body SHA-256 62de1e6e924977779b737694a12d0ab15ba298121b23fe7c7d06a108c6563174
Event-chain SHA-256 c61ea82f5b4caa3382ec76c1365ba248230331e0eeb7eca6b482fd1b79258e68
2026-10-13T09:00:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Conference portraits · CP-41

The final forty portraits have been delivered for review.

—

Why PactSignal classified this · Evidence & model trace
The final forty portraits have been delivered for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.5353,
  "margin_not_calibrated": 0.4485,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.16113
    },
    {
      "feature": "word: final",
      "contribution": 0.16113
    },
    {
      "feature": "word: have been",
      "contribution": 0.09877
    },
    {
      "feature": "word: for review",
      "contribution": 0.09877
    },
    {
      "feature": "word: delivered for",
      "contribution": 0.09877
    }
  ]
}
Body SHA-256 eb3ce052a7bf24450e9758186d3b88e06f631fd9577433ca352e950b45858de5
Event-chain SHA-256 d61b5cee6485f32cf5e40cf63ac2688ad156840fa4967e0a78bbd1b8980f885f
2026-10-14T09:00:00ZAcceptance

Iris Chen <iris@cedarconference.example>Re: Conference portraits · CP-41

We accepted the final work. Our accounts payable handles the invoice; contact Alex at accounts@cedarconference.example. I approve the images, but I do not process transfers.

—

Why PactSignal classified this · Evidence & model trace
We accepted the final work.
Our accounts payable handles the invoice; contact Alex at accounts@cedarconference.example.
I approve the images, but I do not process transfers

Decision basis: deterministic_guard · model/guard disagreement retained

{
  "label": "delivery",
  "score_not_calibrated": 0.1712,
  "margin_not_calibrated": 0.0117,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.17423
    },
    {
      "feature": "word: final",
      "contribution": 0.17423
    },
    {
      "feature": "word: the",
      "contribution": 0.07399
    },
    {
      "feature": "char:  fi",
      "contribution": 0.0177
    },
    {
      "feature": "char: ts ",
      "contribution": 0.01627
    }
  ]
}
Body SHA-256 7a5039d655c4007c43c13caf5e9828b2bfc338411797345afc10fea1a726e55a
Event-chain SHA-256 43dca41090bd6b73cbde66989a9088f7bd73273edb481b540145d0918f902996
Timeline & technical evidence: risks and integrity

Review signals

  • accepted work not paid
CHAIN HEAD 43dca41090bd6b73cbde66989a9088f7bd73273edb481b540145d0918f902996
CLIENT CASE

Maya Ortiz <maya@atlascoffee.example>

Autumn menu product photography

Last message · 2026-10-13T17:05:00Z · 3 messages
Settlement confirmed
AGREED450.00 EUR
PROMISED450.00 EUR
CONFIRMED RECEIVED450.00 EUR
OWNER DECISIONReceipt linked by payer evidence. Review the match, then close or archive.

Verified payment evidence

450.00 EUR settled · 2026-10-14T09:02:00Z · open payment proof

Source: Bank statement import <read-only@bank-statement.local> · Settled 450.00 EUR from Maya Ortiz

Settlement completed: 450.00 EUR credited from Maya Ortiz. Reference: Autumn menu photography.

Independent confirmation: provider_notice_authenticated

Reconciliation: exact amount/currency + payer tokens maya, ortiz + chronology · internal score 10

Evidence ID settlement:bank-001 · Body SHA-256 8901f9e9ebd6cd34b2466c90ee7abc6409fd3af6f79a34160f88415bd1103ff2
Open correspondence (3)
2026-10-12T09:15:00ZAgreement

Maya Ortiz <maya@atlascoffee.example>Autumn menu product photography

We approve your quote for 450 EUR for twelve edited menu photographs. Please proceed with the shoot on Tuesday.

450.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your quote for 450 EUR for twelve edited menu photographs.

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.2912,
  "margin_not_calibrated": 0.1175,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.14823
    },
    {
      "feature": "word: your quote",
      "contribution": 0.10876
    },
    {
      "feature": "word: quote for",
      "contribution": 0.10876
    },
    {
      "feature": "word: your",
      "contribution": 0.07339
    },
    {
      "feature": "word: please",
      "contribution": 0.07063
    }
  ]
}
Body SHA-256 8930ec6324d18df96ffaa0e88a0161b03ef2238ccc44fe7282ffd4b1602946eb
Event-chain SHA-256 1fb97b4552cde4553aea233550cfe801daf3809a1b7aa16816df38e6aa9963bd
2026-10-13T15:20:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Autumn menu product photography

The final twelve edited photographs have been delivered in the client gallery for review.

—

Why PactSignal classified this · Evidence & model trace
The final twelve edited photographs have been delivered in the client gallery for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.4541,
  "margin_not_calibrated": 0.333,
  "runner_up": "payment_notice",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.155
    },
    {
      "feature": "word: final",
      "contribution": 0.155
    },
    {
      "feature": "word: have been",
      "contribution": 0.09501
    },
    {
      "feature": "word: for review",
      "contribution": 0.09501
    },
    {
      "feature": "word: delivered",
      "contribution": 0.09501
    }
  ]
}
Body SHA-256 5953555c607ef8ca5735ddced10df21b35082850a62ba120ac627328dfbcf907
Event-chain SHA-256 e5e2749e86c7c2972de0b8ac193050041a3f86d2521375fe187c3ff0cc034bfc
2026-10-13T17:05:00ZPayment Promise

Maya Ortiz <maya@atlascoffee.example>Re: Autumn menu product photography

The photographs are accepted. We will pay 450 EUR tomorrow.

450.00 EUR

Why PactSignal classified this · Evidence & model trace
The photographs are accepted.
We will pay 450 EUR tomorrow

Decision basis: deterministic_guard

{
  "label": "payment_promise",
  "score_not_calibrated": 0.4337,
  "margin_not_calibrated": 0.3363,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: will",
      "contribution": 0.13729
    },
    {
      "feature": "word: will pay",
      "contribution": 0.12611
    },
    {
      "feature": "word: we will",
      "contribution": 0.12611
    },
    {
      "feature": "word: tomorrow",
      "contribution": 0.12611
    },
    {
      "feature": "word: pay",
      "contribution": 0.12611
    }
  ]
}
Body SHA-256 96fcb1edcb5d8f85a0b9be857d2c0e908c39392f88709526ea7fbc613a405187
Event-chain SHA-256 099a6edee958e8420184890e1ed05d68c521c4d493d629407703962995f8fa7e
Timeline & technical evidence: risks and integrity

Review signals

  • No configured risk triggered; review still required.
CHAIN HEAD 099a6edee958e8420184890e1ed05d68c521c4d493d629407703962995f8fa7e
CLIENT CASE

Ava Brooks <ava@fernflorist.example>

Spring catalogue · FF-18

Last message · 2026-10-14T09:00:00Z · 3 messages
Verify payment
AGREED190.00 EUR
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONVerify the money independently; a notice alone is not confirmed income.
Open correspondence (3)
2026-10-12T09:00:00ZAgreement

Ava Brooks <ava@fernflorist.example>Spring catalogue · FF-18

We approve your quote for 190 EUR for the catalogue photographs.

190.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your quote for 190 EUR for the catalogue photographs

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.376,
  "margin_not_calibrated": 0.2206,
  "runner_up": "offer",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.18457
    },
    {
      "feature": "word: your quote",
      "contribution": 0.13543
    },
    {
      "feature": "word: quote for",
      "contribution": 0.13543
    },
    {
      "feature": "word: your",
      "contribution": 0.09139
    },
    {
      "feature": "word: quote",
      "contribution": 0.05363
    }
  ]
}
Body SHA-256 8a2db4189966faa1b364dfc8e736546cc4a5d1407187e18b6ba8e39af8210bda
Event-chain SHA-256 4962162dffaf25ae5274e65e48b8683b1db35f55916e21aad4c62db8c49503ad
2026-10-13T09:00:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Spring catalogue · FF-18

The final catalogue photographs have been delivered for review.

—

Why PactSignal classified this · Evidence & model trace
The final catalogue photographs have been delivered for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.57,
  "margin_not_calibrated": 0.4861,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.16113
    },
    {
      "feature": "word: final",
      "contribution": 0.16113
    },
    {
      "feature": "word: have been",
      "contribution": 0.09877
    },
    {
      "feature": "word: for review",
      "contribution": 0.09877
    },
    {
      "feature": "word: delivered for",
      "contribution": 0.09877
    }
  ]
}
Body SHA-256 8694f11384b32d5d198cc6968d38c88401cfa64ea18142d3aadc091d8208689e
Event-chain SHA-256 25a5c433344c19f17a9a48d901a41e1f1be4f924e593a6af89f9a5b6e75e9630
2026-10-14T09:00:00ZPayment Notice

Ava Brooks <ava@fernflorist.example>Re: Spring catalogue · FF-18

Payment completed: I marked the invoice paid in our system this morning. Please check your account before closing the job.

—

Why PactSignal classified this · Evidence & model trace
Payment completed: I marked the invoice paid in our system this morning.

Decision basis: deterministic_guard

{
  "label": "payment_notice",
  "score_not_calibrated": 0.3067,
  "margin_not_calibrated": 0.1884,
  "runner_up": "admin",
  "top_supporting_features": [
    {
      "feature": "word: completed",
      "contribution": 0.15509
    },
    {
      "feature": "word: payment completed",
      "contribution": 0.14443
    },
    {
      "feature": "word: paid",
      "contribution": 0.12592
    },
    {
      "feature": "word: your account",
      "contribution": 0.11459
    },
    {
      "feature": "word: account",
      "contribution": 0.11459
    }
  ]
}
Body SHA-256 c9334526ac9230ca17af29f1819af311fd072689c525ea3e3c9cb9a1ea49d0ee
Event-chain SHA-256 2c849e6f6f9f128158a3c13b708812aee455f4cdfe916964433cf47c15b2b7c8
Timeline & technical evidence: risks and integrity

Review signals

  • payment notice requires independent confirmation
CHAIN HEAD 2c849e6f6f9f128158a3c13b708812aee455f4cdfe916964433cf47c15b2b7c8
CLIENT CASE

Olivia Reed <olivia@willowevents.example>

Team shoot · WS-22

Last message · 2026-10-14T09:00:00Z · 3 messages
Work agreed
AGREED300.00 EUR
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONUse the latest stated date; check calendar availability before confirming. Financial status: agreed.
Date changed
reschedule the shoot to 24 October 2026 at 10:00
Explicit phrase · 2026-10-13T09:00:00Z · owner review required
Deposit carried forward — stated
deposit remains allocated to this booking
Explicit phrase · 2026-10-14T09:00:00Z · owner review required
Open correspondence (3)
2026-10-12T09:00:00ZAgreement

Olivia Reed <olivia@willowevents.example>Team shoot · WS-22

We approve your quote for 300 EUR for the team shoot on 20 October 2026.

300.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your quote for 300 EUR for the team shoot on 20 October 2026

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.333,
  "margin_not_calibrated": 0.1869,
  "runner_up": "offer",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.17084
    },
    {
      "feature": "word: your quote",
      "contribution": 0.12535
    },
    {
      "feature": "word: quote for",
      "contribution": 0.12535
    },
    {
      "feature": "word: your",
      "contribution": 0.08459
    },
    {
      "feature": "word: quote",
      "contribution": 0.04964
    }
  ]
}
Body SHA-256 d556efd80a1ad57a5f03d609681704ea9acd2bee71d0a8ebda5e4808b4304025
Event-chain SHA-256 7537ba2adac158b41b7379a42434e4be56f63cd6f09dc0ddabc6ce522848deb3
2026-10-13T09:00:00ZAdmin

Olivia Reed <olivia@willowevents.example>Re: Team shoot · WS-22

Please reschedule the shoot to 24 October 2026 at 10:00. Our earlier date no longer works.

—

Why PactSignal classified this · Evidence & model trace
No financial evidence phrase extracted.

Decision basis: workflow_rule

{
  "label": "agreement",
  "score_not_calibrated": 0.1713,
  "margin_not_calibrated": 0.0022,
  "runner_up": "admin",
  "top_supporting_features": [
    {
      "feature": "word: at",
      "contribution": 0.15282
    },
    {
      "feature": "word: please",
      "contribution": 0.1053
    },
    {
      "feature": "word: to",
      "contribution": 0.05411
    },
    {
      "feature": "char: at ",
      "contribution": 0.02117
    },
    {
      "feature": "char:  at ",
      "contribution": 0.02117
    }
  ]
}
Body SHA-256 fb96cc6581b12deb52a3eba83d824b0b5f0178c5e3c17b914d7fc7ea160304e9
Event-chain SHA-256 552b0d2f1a235ddf7646e42b54c4ffae2ccbb0dbaa541a55c7ef70b952c76fa1
2026-10-14T09:00:00ZAdmin

Northlight Studio <studio@northlight.example>Re: Team shoot · WS-22

The deposit remains allocated to this booking. This message records our scheduling discussion; the payment evidence still needs checking.

—

Why PactSignal classified this · Evidence & model trace
This message records our scheduling discussion; the payment evidence still needs checking

Decision basis: workflow_rule

{
  "label": "payment_failure",
  "score_not_calibrated": 0.192,
  "margin_not_calibrated": 0.0171,
  "runner_up": "admin",
  "top_supporting_features": [
    {
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      "contribution": 0.14846
    },
    {
      "feature": "word: payment",
      "contribution": 0.12098
    },
    {
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      "contribution": 0.04453
    },
    {
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Body SHA-256 0c7b9afe4099992b9671834e81797c0df2dc8a44001978bb58db72e52e787876
Event-chain SHA-256 f9298183e3444624d5afa7767c191bb7168618a7f606d3bcef2d0ecaff78a52b
Timeline & technical evidence: risks and integrity

Review signals

  • No configured risk triggered; review still required.
CHAIN HEAD f9298183e3444624d5afa7767c191bb7168618a7f606d3bcef2d0ecaff78a52b
CLIENT CASE

Lena Park <lena@emberceramics.example>

Six launch photographs

Last message · 2026-10-15T08:40:00Z · 3 messages
Accepted · no receipt
AGREED320.00 USD
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONAccepted, but no payment is confirmed. Request payment status and a viable route before unpaid extensions.
Open correspondence (3)
2026-10-12T11:30:00ZAgreement

Lena Park <lena@emberceramics.example>Six launch photographs

We accept your proposal for 320 USD for six edited launch photographs.

320.00 USD

Why PactSignal classified this · Evidence & model trace
We accept your proposal for 320 USD for six edited launch photographs

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.5214,
  "margin_not_calibrated": 0.4141,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.1567
    },
    {
      "feature": "word: your proposal",
      "contribution": 0.14269
    },
    {
      "feature": "word: we accept",
      "contribution": 0.14269
    },
    {
      "feature": "word: proposal for",
      "contribution": 0.14269
    },
    {
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}
Body SHA-256 db13587eeb5f0bdb631283037890275dc7e265efa05ddc8be9a9e37479e315d4
Event-chain SHA-256 0522d285f0fc1b57b53250a31905da56503388a913b86cf97388949034f30394
2026-10-14T13:10:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Six launch photographs

The final six photographs and web crops have been delivered for review.

—

Why PactSignal classified this · Evidence & model trace
The final six photographs and web crops have been delivered for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.6094,
  "margin_not_calibrated": 0.5229,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.1571
    },
    {
      "feature": "word: final",
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    },
    {
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    },
    {
      "feature": "word: for review",
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    },
    {
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    }
  ]
}
Body SHA-256 4b908bb47034dfdeaf5b42831f1036e55a2cc7a83928f2b1415061e5909ef254
Event-chain SHA-256 c853e73a678354bc2136cdb67f6bc94385b598443494a91e5a855d4793db948e
2026-10-15T08:40:00ZAcceptance

Lena Park <lena@emberceramics.example>Re: Six launch photographs

We accepted the final work. Everything is ready for the launch.

—

Why PactSignal classified this · Evidence & model trace
We accepted the final work.

Decision basis: deterministic_guard · model/guard disagreement retained

{
  "label": "delivery",
  "score_not_calibrated": 0.272,
  "margin_not_calibrated": 0.1043,
  "runner_up": "offer",
  "top_supporting_features": [
    {
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      "contribution": 0.21753
    },
    {
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    },
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}
Body SHA-256 2fe3a9459caff82430ab221ef87dabdd87eff20ee1efe14017681d28009b5d99
Event-chain SHA-256 71ce899dfeefeacf59d5afa3960ece038a572e28449dd8a89f032c85ecd5cffe
Timeline & technical evidence: risks and integrity

Review signals

  • accepted work not paid
CHAIN HEAD 71ce899dfeefeacf59d5afa3960ece038a572e28449dd8a89f032c85ecd5cffe
CLIENT CASE

Tessa Green <tessa@marigold.example>

Marigold · MG-101 · menu photographs

Last message · 2026-10-14T09:00:00Z · 3 messages
Accepted · no receipt
AGREED210.00 EUR
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONAccepted, but no payment is confirmed. Request payment status and a viable route before unpaid extensions.
Open correspondence (3)
2026-10-12T09:00:00ZAgreement

Tessa Green <tessa@marigold.example>Marigold · MG-101 · menu photographs

We approve your quote for 210 EUR for order MG-101, the menu photographs.

210.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your quote for 210 EUR for order MG-101, the menu photographs

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.3867,
  "margin_not_calibrated": 0.257,
  "runner_up": "offer",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.19228
    },
    {
      "feature": "word: your quote",
      "contribution": 0.14108
    },
    {
      "feature": "word: quote for",
      "contribution": 0.14108
    },
    {
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    {
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    }
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}
Body SHA-256 98ba3ecc8ec50b99deffa47e97d1cbaa7f8f7530a56532eeb3bf65eadf1bf64f
Event-chain SHA-256 4425437b38af7a300c288f3b218d587fa2a70de604b74a45dc62313d07ae1430
2026-10-13T09:00:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Marigold · MG-101 · menu photographs

The final menu photographs have been delivered for review.

—

Why PactSignal classified this · Evidence & model trace
The final menu photographs have been delivered for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.583,
  "margin_not_calibrated": 0.5011,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.16113
    },
    {
      "feature": "word: final",
      "contribution": 0.16113
    },
    {
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      "contribution": 0.09877
    },
    {
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      "contribution": 0.09877
    },
    {
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    }
  ]
}
Body SHA-256 e111832da4630336391d9a33979d4550af19ff4ea86e1ac8096e05fca8bc590a
Event-chain SHA-256 b5afb7fe3e60e1d0c9581c4e8b83a9e395408a3ba794843bd17d3d4e940e9f73
2026-10-14T09:00:00ZAcceptance

Tessa Green <tessa@marigold.example>Re: Marigold · MG-101 · menu photographs

We accepted the final work for MG-101.

—

Why PactSignal classified this · Evidence & model trace
We accepted the final work for MG-101

Decision basis: deterministic_guard · model/guard disagreement retained

{
  "label": "delivery",
  "score_not_calibrated": 0.2525,
  "margin_not_calibrated": 0.0678,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.24229
    },
    {
      "feature": "word: final",
      "contribution": 0.24229
    },
    {
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      "contribution": 0.04903
    },
    {
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      "contribution": 0.04356
    },
    {
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      "contribution": 0.03695
    }
  ]
}
Body SHA-256 2e8ef6551cbe285ecdafce1c3ed34b1216543bb2f0a5aa44c71c93815731134c
Event-chain SHA-256 63a4a7d19b6a183c046afe9615327e6e3ab750f90b3e6ded788a2efaed4e2af2
Timeline & technical evidence: risks and integrity

Review signals

  • accepted work not paid
CHAIN HEAD 63a4a7d19b6a183c046afe9615327e6e3ab750f90b3e6ded788a2efaed4e2af2
CLIENT CASE

Theo Grant <theo@harborhomes.example>

Apartment listing package

Last message · 2026-10-15T16:25:00Z · 2 messages
Awaiting acceptance
AGREED260.00 EUR
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONRequest explicit acceptance and payment status for the agreed work.
Open correspondence (2)
2026-10-13T10:00:00ZAgreement

Theo Grant <theo@harborhomes.example>Apartment listing package

We approve your 260 EUR quote for the apartment listing package. Please proceed.

260.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your 260 EUR quote for the apartment listing package.

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.3665,
  "margin_not_calibrated": 0.2285,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: package",
      "contribution": 0.21213
    },
    {
      "feature": "word: quote for",
      "contribution": 0.11556
    },
    {
      "feature": "word: for",
      "contribution": 0.09302
    },
    {
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      "contribution": 0.07798
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    }
  ]
}
Body SHA-256 21abf93dd9fd2a278c37a0fd5a9a4fd32e142bb2567217860989f96450d683ed
Event-chain SHA-256 1a6dd7de46da53698930fcebdeca04d25db4175ecb0b4a68d28fb0f4f06a3a1f
2026-10-15T16:25:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Apartment listing package

The final listing gallery and print-resolution files have been delivered for review.

—

Why PactSignal classified this · Evidence & model trace
The final listing gallery and print-resolution files have been delivered for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.5497,
  "margin_not_calibrated": 0.4447,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.137
    },
    {
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      "contribution": 0.137
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      "contribution": 0.08398
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      "contribution": 0.08398
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  ]
}
Body SHA-256 9ecb5ab226297fd61570fe39f38b1b55bda408134fc85ecba4a3898533d1a778
Event-chain SHA-256 f5f8fb02677809ffc642624f8d26a26e12756c4e61d82b9234b450b22a6f85b5
Timeline & technical evidence: risks and integrity

Review signals

  • No configured risk triggered; review still required.
CHAIN HEAD f5f8fb02677809ffc642624f8d26a26e12756c4e61d82b9234b450b22a6f85b5
CLIENT CASE

Tessa Green <tessa@marigold.example>

Marigold · MG-102 · staff portraits

Last message · 2026-10-14T09:00:00Z · 3 messages
Accepted · no receipt
AGREED210.00 EUR
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONAccepted, but no payment is confirmed. Request payment status and a viable route before unpaid extensions.
Open correspondence (3)
2026-10-12T09:00:00ZAgreement

Tessa Green <tessa@marigold.example>Marigold · MG-102 · staff portraits

We approve your quote for 210 EUR for order MG-102, the staff portraits.

210.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your quote for 210 EUR for order MG-102, the staff portraits

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.378,
  "margin_not_calibrated": 0.2535,
  "runner_up": "offer",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.19228
    },
    {
      "feature": "word: your quote",
      "contribution": 0.14108
    },
    {
      "feature": "word: quote for",
      "contribution": 0.14108
    },
    {
      "feature": "word: your",
      "contribution": 0.09521
    },
    {
      "feature": "word: quote",
      "contribution": 0.05587
    }
  ]
}
Body SHA-256 ef8b09591df2f653d97a8f7ae1d284d79b6bf8723e4ce84a3fa2e9a724a3164f
Event-chain SHA-256 d224e35b7abb6bdf4f3e6aabe983d8b76fbf2eae0c560e08bfe8e6a0e62e2f72
2026-10-13T09:00:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Marigold · MG-102 · staff portraits

The final staff portraits have been delivered for review.

—

Why PactSignal classified this · Evidence & model trace
The final staff portraits have been delivered for review

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.5631,
  "margin_not_calibrated": 0.476,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.16113
    },
    {
      "feature": "word: final",
      "contribution": 0.16113
    },
    {
      "feature": "word: have been",
      "contribution": 0.09877
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    {
      "feature": "word: for review",
      "contribution": 0.09877
    },
    {
      "feature": "word: delivered for",
      "contribution": 0.09877
    }
  ]
}
Body SHA-256 433aee61d730a26b6ba1bcb1c11569818be559965a7be9fb5da8ba42a189e44a
Event-chain SHA-256 5720bf58c9ccb619c62f291aeb1daa45e0645471bfa493a76bc04538807cbcbd
2026-10-14T09:00:00ZAcceptance

Tessa Green <tessa@marigold.example>Re: Marigold · MG-102 · staff portraits

We accepted the final work for MG-102.

—

Why PactSignal classified this · Evidence & model trace
We accepted the final work for MG-102

Decision basis: deterministic_guard · model/guard disagreement retained

{
  "label": "delivery",
  "score_not_calibrated": 0.2505,
  "margin_not_calibrated": 0.0651,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.24229
    },
    {
      "feature": "word: final",
      "contribution": 0.24229
    },
    {
      "feature": "word: the",
      "contribution": 0.04903
    },
    {
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      "contribution": 0.04119
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    {
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      "contribution": 0.03494
    }
  ]
}
Body SHA-256 40b9dba18c765d3d48ffdf7179ba7b35422c4e0294d61dd12b1e8040d7e1c690
Event-chain SHA-256 9e0191ff088e01a6d197012bf4a3edb593fccf4bfbd4ba41ec5621c2fd46bc23
Timeline & technical evidence: risks and integrity

Review signals

  • accepted work not paid
CHAIN HEAD 9e0191ff088e01a6d197012bf4a3edb593fccf4bfbd4ba41ec5621c2fd46bc23
CLIENT CASE

Sara Mills <sara@bluebirdbakery.example>

Holiday pastry photographs

Last message · 2026-10-15T12:00:00Z · 3 messages
Payment problem
AGREED180.00 GBP
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONReview the partial, mismatched, failed or reversed payment before closing this case.
Open correspondence (3)
2026-10-12T14:00:00ZAgreement

Sara Mills <sara@bluebirdbakery.example>Holiday pastry photographs

We approve the 180 GBP quote for five holiday pastry photographs. Please proceed.

180.00 GBP

Why PactSignal classified this · Evidence & model trace
We approve the 180 GBP quote for five holiday pastry photographs.

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.2726,
  "margin_not_calibrated": 0.091,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: quote for",
      "contribution": 0.16343
    },
    {
      "feature": "word: for",
      "contribution": 0.13155
    },
    {
      "feature": "word: please",
      "contribution": 0.10614
    },
    {
      "feature": "word: quote",
      "contribution": 0.06472
    },
    {
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      "contribution": 0.06332
    }
  ]
}
Body SHA-256 d50a2edba10b6352928c90694bd9ffb585ae688e0ae4753e5eb843028213f9b4
Event-chain SHA-256 bef88a4d909772ceb117d4eef186f097d4dfb65a0da3c126e2105be86aef4c47
2026-10-14T10:30:00ZDelivery

Northlight Studio <studio@northlight.example>Re: Holiday pastry photographs

The final five photographs have been delivered in the gallery.

—

Why PactSignal classified this · Evidence & model trace
The final five photographs have been delivered in the gallery

Decision basis: deterministic_guard

{
  "label": "delivery",
  "score_not_calibrated": 0.5408,
  "margin_not_calibrated": 0.4605,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: the final",
      "contribution": 0.19421
    },
    {
      "feature": "word: final",
      "contribution": 0.19421
    },
    {
      "feature": "word: have been",
      "contribution": 0.11905
    },
    {
      "feature": "word: delivered",
      "contribution": 0.11905
    },
    {
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      "contribution": 0.11905
    }
  ]
}
Body SHA-256 86af5477f7dad76bccea9578e54b81b8d4a328d4e38bd8f514f574ce488e1303
Event-chain SHA-256 74b5e556d4575eb5140ac4368c529d4d3e5e8f45502941e8f1a29330f59b6678
2026-10-15T12:00:00ZPayment Failure

Sara Mills <sara@bluebirdbakery.example>Re: Holiday pastry photographs

The work is accepted, but the 180 GBP payout failed and was returned unpaid. I am checking another route.

180.00 GBP

Why PactSignal classified this · Evidence & model trace
The work is accepted, but the 180 GBP payout failed and was returned unpaid.

Decision basis: deterministic_guard

{
  "label": "payment_failure",
  "score_not_calibrated": 0.2888,
  "margin_not_calibrated": 0.1208,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
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      "contribution": 0.14785
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    {
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      "contribution": 0.13169
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    {
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      "contribution": 0.13169
    },
    {
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      "contribution": 0.08143
    },
    {
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      "contribution": 0.04378
    }
  ]
}
Body SHA-256 d3217350e6192ecb2cdc1b91be2e682e5ceefdfae683e4b3ede9b5a03462a86f
Event-chain SHA-256 f37e11d90020259341334f97e42777efbd4a938fc81b52e2afd92227039c79d0
Timeline & technical evidence: risks and integrity

Review signals

  • payment failure or reversal detected
CHAIN HEAD f37e11d90020259341334f97e42777efbd4a938fc81b52e2afd92227039c79d0
CLIENT CASE

Eli Ward <eli@orchardbooks.example>

Book launch portraits · OB-07

Last message · 2026-10-13T09:00:00Z · 2 messages
Work agreed
AGREED280.00 EUR
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONTrack delivery scope and preserve the agreed amount before starting extra work.
Open correspondence (2)
2026-10-12T09:00:00ZRejection

Eli Ward <eli@orchardbooks.example>Book launch portraits · OB-07

We will not proceed with this booking. The launch has been postponed.

—

Why PactSignal classified this · Evidence & model trace
No financial evidence phrase extracted.

Decision basis: deterministic_guard

{
  "label": "rejection",
  "score_not_calibrated": 0.3727,
  "margin_not_calibrated": 0.2612,
  "runner_up": "payment_notice",
  "top_supporting_features": [
    {
      "feature": "word: not",
      "contribution": 0.12195
    },
    {
      "feature": "word: will not",
      "contribution": 0.10293
    },
    {
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      "contribution": 0.10293
    },
    {
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      "contribution": 0.10293
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    {
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      "contribution": 0.09213
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  ]
}
Body SHA-256 019a8494a1c668300c753f5196af994014adb6ff6ce6e651c73aafdf210e7dba
Event-chain SHA-256 3acec436c7bbc89f98b75fb277ae1e178c798ed4fdb62095eeae10ed470a37eb
2026-10-13T09:00:00ZAgreement

Eli Ward <eli@orchardbooks.example>Re: Book launch portraits · OB-07

Our launch is back on. We approve your quote for 280 EUR. Please proceed with the portraits for 26 October 2026.

280.00 EUR

Why PactSignal classified this · Evidence & model trace
We approve your quote for 280 EUR.

Decision basis: deterministic_guard

{
  "label": "agreement",
  "score_not_calibrated": 0.3133,
  "margin_not_calibrated": 0.1499,
  "runner_up": "rejection",
  "top_supporting_features": [
    {
      "feature": "word: for",
      "contribution": 0.14524
    },
    {
      "feature": "word: your quote",
      "contribution": 0.10657
    },
    {
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      "contribution": 0.10657
    },
    {
      "feature": "word: your",
      "contribution": 0.07191
    },
    {
      "feature": "word: please",
      "contribution": 0.06921
    }
  ]
}
Body SHA-256 9cf53a5c9ad10161846ba9a2a18b1ab11d4f56c92c146deb70594b9563ebf61b
Event-chain SHA-256 543b2d2993428dce26885d12c7e337167d8a81e69a22a14f498ac77ede9a0e06
Timeline & technical evidence: risks and integrity

Review signals

  • No configured risk triggered; review still required.
CHAIN HEAD 543b2d2993428dce26885d12c7e337167d8a81e69a22a14f498ac77ede9a0e06
CLIENT CASE

Noor Haddad <noor@lumenskincare.example>

Quote for skincare campaign

Last message · 2026-10-16T07:45:00Z · 1 message
Terms unclear
AGREED—
PROMISED—
CONFIRMED RECEIVED—
OWNER DECISIONPrepare or decline the requested quote; do not count the budget ceiling as agreed revenue.
Open correspondence (1)
2026-10-16T07:45:00ZOffer

Noor Haddad <noor@lumenskincare.example>Quote for skincare campaign

Our budget ceiling is 700 USD. Could you quote for ten product photographs and three vertical social crops?

700.00 USD

Why PactSignal classified this · Evidence & model trace
Quote for skincare campaign.
Our budget ceiling is 700 USD.
Could you quote for ten product photographs and three vertical social crops?

Decision basis: deterministic_guard

{
  "label": "offer",
  "score_not_calibrated": 0.3309,
  "margin_not_calibrated": 0.1476,
  "runner_up": "agreement",
  "top_supporting_features": [
    {
      "feature": "word: our budget",
      "contribution": 0.09359
    },
    {
      "feature": "word: our",
      "contribution": 0.09359
    },
    {
      "feature": "word: budget",
      "contribution": 0.09359
    },
    {
      "feature": "word: you quote",
      "contribution": 0.07871
    },
    {
      "feature": "word: could you",
      "contribution": 0.07871
    }
  ]
}
Body SHA-256 315d06ae256f0337bf172f615c47b12b95a689f433534d49bf8d1888d32c4600
Event-chain SHA-256 fc875e7cbef3735f0af3408c7086bce4c7d07622ebf907be16135c08462d9682
Timeline & technical evidence: risks and integrity

Review signals

  • No configured risk triggered; review still required.
CHAIN HEAD fc875e7cbef3735f0af3408c7086bce4c7d07622ebf907be16135c08462d9682
PAYMENT TO ALLOCATE

settlement-source:bank-003

Settled 210.00 EUR from Tessa Green

Last message · 2026-10-16T12:00:00Z · 1 message
Receipt needs allocation
AGREED—
PROMISED—
CONFIRMED RECEIVED210.00 EUR
OWNER DECISIONReceipt imported, but its order is ambiguous. Check the payment reference before allocating it; no client order is marked paid.
Open correspondence (1)
2026-10-16T12:00:00ZPayment Notice

Bank statement import <read-only@bank-statement.local>Settled 210.00 EUR from Tessa Green

Settlement completed: 210.00 EUR credited from Tessa Green. Reference: Transfer without order reference.

210.00 EUR

confirmed from input: provider_notice_authenticated
Why PactSignal classified this · Evidence & model trace
Settled 210.00 EUR from Tessa Green.
Settlement completed: 210.00 EUR credited from Tessa Green.
Reference: Transfer without order reference

Decision basis: deterministic_guard

{
  "label": "payment_notice",
  "score_not_calibrated": 0.552,
  "margin_not_calibrated": 0.4769,
  "runner_up": "payment_promise",
  "top_supporting_features": [
    {
      "feature": "word: from",
      "contribution": 0.2169
    },
    {
      "feature": "word: reference",
      "contribution": 0.2011
    },
    {
      "feature": "word: completed",
      "contribution": 0.14629
    },
    {
      "feature": "word: credited",
      "contribution": 0.10809
    },
    {
      "feature": "word: eur from",
      "contribution": 0.05715
    }
  ]
}
Body SHA-256 e0307cedb3c0f528fcfad2019511398e4625bb683bcec66f7116309a569c2c4f
Event-chain SHA-256 3c9c1788ee593974b2bc3ffb2a248c4e660da36d8904a8e0977b73047207863a
Timeline & technical evidence: risks and integrity

Review signals

  • authenticated receipt not uniquely linked
CHAIN HEAD 3c9c1788ee593974b2bc3ffb2a248c4e660da36d8904a8e0977b73047207863a

Integrity chain: verified locally. It detects later edits inside this export; it does not authenticate a sender.